JobSeeker Decoded
Australia's JobSeeker Payment, in plain English

When JobSeeker Payment reaches $0

A desk with a computer. Reporting income online each fortnight keeps the payment accurate.
A desk with a computer. Reporting income online each fortnight keeps the payment accurate. Photo: Wikimedia Commons, CC0.
A home workspace. Working Credits can soften a high-income fortnight.
A home workspace. Working Credits can soften a high-income fortnight. Photo: Wikimedia Commons, CC BY 2.0.
A calendar page. Payment rates change on 20 March and 20 September each year.
A calendar page. Payment rates change on 20 March and 20 September each year. Photo: Wikimedia Commons, CC0.

Because the income test tapers the payment down as income rises, there is a point where the payment reaches $0 for that fortnight. Services Australia publishes that point for each situation. It is not a single number: it depends on your category, and for partnered people it depends on both partners' incomes.

SituationMaximum income before payment reaches $0
Single, no children$1,557.17 a fortnight
Single, 55 or older after 9 continuous months$1,667.34 a fortnight
Single, assessed partial capacity to work$1,667.34 a fortnight
Single with a dependent child under 16, but not the principal carer$1,655.67 a fortnight
Single principal carer (child under 16)$2,399.50 a fortnight
Single principal carer with no mutual obligation requirements$2,868.00 a fortnight
Partnered, partner without a pension$1,439.34 minus your own income (or $2,711.67 minus your partner's income, if your own income is under $150)
Partnered, partner with a pension$2,878.68 minus combined income

Two qualifications matter. First, supplements can raise the zero point: if Pharmaceutical Allowance or Rent Assistance is being received, the payment can survive higher income than the table shows — so a supplement-adjusted cut-off should never be published as if it were the table figure. Second, reaching $0 in one fortnight is not the same as losing the payment altogether: the test is applied fortnight by fortnight, so a lower-income fortnight can restore some or all of the payment, and Working Credits (built when income is under $48) can preserve part of it in a higher-income fortnight.

Do not use old cut-offs. Cut-off figures from older guides — for example $1,257.50 for a single person — are stale and do not match the current Services Australia table. Any article still quoting them has not been updated since the 20 September 2026 indexation, and its other figures should be checked with the same suspicion.
General information only. This page explains JobSeeker Payment in plain English. It is not legal, financial, or medical advice, and it cannot decide whether you qualify. Only Services Australia can decide a claim. Rates and rules change over time — rates are indexed on 20 March and 20 September each year — so always confirm the current position with Services Australia before you act on it. Contact: hello [at] tapetoolhq.com.